Below are links to literally dozens of financial calculators for the questions and comparisons in your life and business. It's not just about math, it's about decision-making. Be as informed as you can, and please let us know how we can help you best.
Automotive Calculators: Auto Loan Calculator, Lease vs. Buy, Early Payoff, Rebate vs. Low Interest Financing, Bi-weekly Payments, Dealer vs. Credit Union Financing, and more.
Mortgage Calculators: Payment Calculators, Mortgage Comparisons, Refinancing Break-Even Point, Adjustable-Rate Calculators, Rent vs. Buy, and more.
Retirement Calculators: 401(k) Calculator, 403(b) Savings, How Long Will Retirement Savings Last?, Roth vs. Traditional, Spend It vs. Save It, and more.
Business Calculators: Break-Even Analysis, Cash Flow, Equipment Buy vs. Lease, Financial Ratios, Working Capital Needs, and more.
Investment Calculators: Investment Goals, Lump Sum Calculators, Asset Allocation, Present Value, Future Value, Taxable vs. Tax-Deferred vs. Tax-Free, and more.
Insurance Calculators: Life Insurance, Long-Term Care, HSA vs. Traditional Health, Annuity Calculators, and more.
Personal Finance Calculators: Credit Card Optimizer, Payroll Deductions, Home Budget Analysis, Life Expectancy, Net Worth, Student Budget, and more.
Savings Calculators: Certificates of Deposit, College Savings, Emergency Savings, Savings Goals, and more.
Financial Calculators (Lots of Them)
Car Loan Calculator: Determine your car loan payment based on your purchase price or find out how much you can buy based on your desired monthly payment.
Lease vs. Buy: Should you lease your next auto or finance it?
Dealer Financing vs. Credit Union Financing: Should you take advantage of low-interest dealer financing or credit union financing combined with a manufacturer's rebate?
Low-Interest Financing Savings: Find your best monthly payment and how much interest you could save with a promotional interest rate.
Auto Rebate vs. Low-Interest Financing: Determine your best deal between a specific interest rate offer or manufacturer's rebate.
Auto Loan Early Payoff: Find out how much interest you can save by increasing your monthly auto loan payment.
Bi-weekly Payments for Auto Loan: Discover possible savings by using an accelerated bi-weekly payment on your auto loan, shaving time off your payback.
Mortgage Qualifier: Find out how much you can afford.
15-Year vs. 30-Year: Compare these two mortgage terms to determine which might be better for you.
Mortgage Refinancing Break-Even: Figure out your break-even timeframe to determine the benefits of a refi.
Rent vs. Buy: Evaluate your housing options with different inputs.
Mortgage Income Required: Determine how much income you need to qualify for a certain mortgage, and how different interest rates affect that requirement.
Mortgage Loan Calculator: Determine your monthly mortgage principal, interest, taxes & insurance payment, and amortization schedule.
HELOC Calculator: Determine the amount of a home equity line of credit you may be able to receive.
Balloon Mortgages: Experiment with inputs to see if a balloon mortgage might fit your needs.
Bi-Weekly Payment Calculator: See how an accelerated payment schedule affects your payoff and interest expense.
Bi-Weekly Payments (Existing Loan): See how an accelerated payment schedule affects an existing mortgage.
Adjustable-Rate (ARM) vs. Fixed-Rate: Compare a fixed-rate mortgage with two types of ARMs to understand your options.
Retirement Nest Egg: Determine the necessary size of your retirement nest egg.
Retirement Income: Determine how much monthly income your retirement savings may provide.
Retirement Longevity: Determine how long your retirement savings will last based on inflation-adjusted withdrawals.
Roth IRA vs. Traditional IRA: Compare two IRA types.
Roth 401(k) vs. Traditional 401(k): Compare two 401(k) contribution types.
Roth 403(b) vs. Traditional 403(b): Compare two 403(b) contribution types.
Retirement Check-Up: Quickly determine if your retirement plan is on track.
Social Security Impact: See how Social Security figures into your retirement savings.
Social Security Estimator: Estimate your Social Security benefits.
Financial Ratios: Zero in on areas of your business that may need attention, such as solvency, liquidity, profitability and efficiency.
Break-Even Analysis: Find out the quantity and price you must sell your product at to make a profit.
Cash Flow Calculator: Determine the cash flow generated by your business to understand how to ensure it is adequate.
Working Capital Needs: Determine your working capital needs for the next year.
Commercial Loan Calculator: Estimate your debt service coverage with a new loan to anticipate approval.
Equipment Buy vs. Lease: Evaluate your options with this calculator.
Business Debt Consolidation: Is business debt consolidation a good option?
Profit Margin Calculator: Determine the selling price for your products to achieve a desired profit margin.
Investment Questionnaire: Think through the options to help you create a balanced portfolio.
Investment Property Calculator: Examine the potential return you might receive from an investment property.
Investment Returns: Beyond just rate of return, examine the effects of inflation, taxes and time horizon on your bottom line.
Investment Goal: See if your investment plan is on track to meet your goals, and receive suggestions on how to change it if you are falling short.
Investment Savings & Distributions: Estimate how long your investment savings can last once you begin taking distributions.
Asset Allocation Calculator: Examine factors such as your age, ability to tolerate risk, and more.
Taxable vs. Tax-Deferred vs. Tax-Free Investments: Compare three types of investments as they relate to taxes.
Present Value Calculator: Determine the present value of a known final future value plus a stream of deposits.
Present Value Goal: Determine how much needs to be invested now to achieve a future goal, taking into account a new stream of additional deposits.
Future Value Calculator: Determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Lump Sum Present Value: Determine the present value of a future lump sum.
Lump Sum Future Value: Determine the future value of a lump sum.
Life Insurance Calculator: Find out how much life insurance you need.
Life Insurance (Comprehensive): Determine your life insurance needs including detailed net worth analysis, budgeting and college savings.
Long-Term Care: Examine your financial preparedness for the expenses of long-term assistive care.
Disability Insurance: Determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Health Savings Account vs. Traditional Health Plan: Compare a high-deductible health plan (HDHP) with an HSA to a traditional health plan.
HSA Employer Benefit: Estimate the value of creating a high-deductible health plan with HSA for your employees.
Fixed Annuity Calculator: Examine the variables to see how a tax-deferred fixed annuity may fit into your retirement plan.
Variable Annuity Calculator: Examine the variables to see how a variable annuity may fit into your retirement plan.
Personal Finance Calculators
Life Expectancy: Estimate your life expectancy based on your age, gender, and other lifestyle choices.
Checkbook Balancer: Balance your checkbook easily here.
Credit Card Optimizer: Determine the most favorable distribution of your credit card debt.
Debt Consolidation Calculator: Evaluate your options and see if and when a consolidation might be right for you.
Payroll Deductions Calculator: Determine the impact of changing your payroll deductions.
Home Budget Analysis: See where your money goes and find areas for improvement.
Student Budget: Help students understand their expenses and income while attending higher education.
Net Worth: Calculate your net worth and estimate how your net worth could change over the next ten years.
Compare Savings Rates: See how even small differences in interest rates can affect your savings.
College Savings: Examine options and fine-tune your education savings plan.
CD Calculator: Find out how much interest you can earn on a Certificate of Deposit (CD).
Emergency Savings: Determine how much emergency savings you may need.
Home Buyer Savings: Calculate what it might take to save for your new house.
Path to a Million: Find out when your savings plan may make you a millionaire.